Privacy Policy

Terms and Conditions for OCHOMES

This agreement (“Agreement”) governs the use of OCHOMES www.oc-homes.biz “Website”. It should be read carefully before accessing or using this Website. By accessing this Website and any pages thereof you, the “User” agree to be bound by the terms and conditions below. If you do not agree to these terms and conditions do not access this Website or any pages thereof.

Serving Southern California

OCHOMES provides the information and services on this Website based on the condition of the User’s acceptance without modification of the terms, conditions, and notices contained therein. Use of this Website and any of its tools or references constitutes your agreement to all such terms, conditions, and notices.

General Use Purposes

This Website is for general informational purposes. It is not intended as a solicitation, nor as a substitute for actual legal or investment advice. OCHOMES and its Team assume no responsibility for any result relating directly or indirectly to any action or inaction taken by the User-based on the information, services, tools, or materials offered on this Website. Additionally, the law and application of each borrower’s situation are unique. For more specific information based on your situation, it is recommended that the counsel of a licensed professional in the industry is sought out.

 

Current and Accurate Information

OCHOMES strives to keep the information on this Website current, accurate and complete but does not guarantee it is the most recently available as the industry, laws, and processes are subject to change at any time outside of the control of OCHOMES. OCHOMES also does not guarantee that any opinions, whether expressed or implied, are accurate or reliable. OCHOMES and its associates will not be responsible for any loss or damage related to the accuracy or timeliness of the information on this Website, or of the application in any user’s situation.

 

Use Limitation

Users may access, download, and print materials provided from this Website for personal and non-commercial use. Users are not authorized to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, use on any other website, sell or use for monetary gain any information appearing, provided by, or associated with this Website.

False Representation

Users agree to provide true, accurate, and complete personal information, refraining from impersonating or falsely representing affiliation with any person or entity.

 

Accessibility

Users agree to refrain from accessing or attempting to access password-protected, secure or non-public areas of this website unless expressed written consent is provided by OCHOMES. Unauthorized individuals attempting to access prohibited areas of this Website will be held accountable and may be subject to prosecution as determined by appropriate police agencies.

 

What Information Do We Collect?

We collect information from you when you register on our site, place an order, subscribe to our newsletter or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, or credit card information. You may, however, choose to visit our site anonymously.

 

What Do We Use Your Information For?

Any of the information we collect from you may be used in one of the following ways:

To improve our website: We continually strive to improve our offerings based on the information and feedback we receive.

To process transactions: Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service.

To send periodic emails: The email address you provide for order processing will only be used to send you information and updates pertaining to your order.

 

How Do We Protect Your Information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers’ database, which is only accessible by those authorized with special access rights to such systems. All parties are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

 

Do We Disclose Any Information To Outside Parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

 

Do We Use Cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. We use cookies to help us remember and process the items in your shopping cart and understand and save your preferences for future visits.

 

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products, and services are all directed to people who are 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

 

Third-Party Links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback with regard to this issue.

 

Stock Photography

All stock photography used on this website was licensed through iStock.com, Adobe Stock Photography or Envato Elements, by Creative Bytes on behalf of OCHOMES.

 

Your Consent

By using our site, you consent to our privacy policy. If we decide to change our privacy policy, we will post those changes on this page. 

 

Contacting Us

If there are any questions regarding this privacy policy you may contact us.